Accounting · Forward planning

Plan the year — track every
line against it.

Build a budget by revenue and expense line, fill in monthly allocations, then drop in actuals as the year unfolds. The tool computes variance per line, flags off-budget items in a watchlist, and shows net-by-period across 12 months.

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Budget
vs actual variance
5
Line types
Watchlist
Off-budget alerts
Free
Always · no signup

01 — What you create

Plan in track the year out.

Build the budget line by line, allocate it across 12 months, drop in actuals as the year unfolds. The tool computes variance per line and per group, flags off-budget items, and shows net by period.

Budget Form
FY 2026/27 · monthly
Entity
Sonchoy Studio Pvt Ltd
Period
Apr 2026 – Mar 2027
Lines
13 (3 revenue, 10 expense)
Budgeted income
INR 4,38,00,000
Budgeted expense
INR 2,86,80,000
Net budget
INR 1,51,20,000
YTD actuals
2 months entered
Watchlist
2 off-budget lines
Budgeted netINR 1,51,20,000
OUTPUT.PDF
Plan-ready

BUDGET PLANNING SHEET

Budget Plan — FY 2026/27

Sonchoy Studio Pvt Ltd · Annual · 12 monthly periods

INCOME

INR 4.38Cr

EXPENSE

INR 2.86Cr

NET BUDGET

INR 1.52Cr

LINES

13

BUDGET vs ACTUAL

LINEBUDGETACTUALΔ%
REVENUE4,38,00,00081,20,000
Service revenue — retainers3,00,00,00059,50,000-0.8%
Service revenue — projects1,20,00,00018,50,000-2.6%
Training & workshops18,00,0003,20,000+6.7%
OPERATING EXPENSE1,89,80,00032,04,500
Salaries — engineering1,14,00,00018,40,000-3.2%
Marketing & advertising9,00,0001,67,000+11.3%

+ watchlist, 12-month per-period grid, status dashboard in the full PDF

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02 — How it works

Plan once, track all year.

A budget that sits in a spreadsheet nobody reopens isn’t a budget — it’s a guess. This tool is built to be reopened every month: drop in the new actuals, regenerate the PDF, send to the board. The variance watchlist tells you what to talk about.

01

Build the budget

Per line: name, type (revenue / COGS / opex / capex / tax), annual budget, per-period allocation. Group subtotals roll up automatically.

02

Drop in actuals

Type the actuals into the same row as you close each month. Variance, percentage, and status flag (on track / under / over) compute live.

03

Export PDF + XLSX

PDF: summary cards, status dashboard, grouped table with subtotals, watchlist, per-period grid, notes. XLSX: Summary, Lines, Watchlist, Per-period.

03 — Built for forward planning

Budget, tracked.

5 line types

Revenue, cost of revenue, operating expense, capital expense, tax / other. Subtotals per group; gross profit, operating profit, and net all compute.

Auto-status flags

Per line: on track (±5%), under/above budget (good direction), over/below budget (bad direction). Revenue and expense conventions handled separately.

Variance watchlist

Off-budget lines ranked by absolute variance. The block your finance lead opens first — surfaces what to investigate.

12-month per-period grid

Allocate annual budget across months / quarters / weeks. The tool sums per-period across all lines for a net-by-period view.

5 plan purposes

Annual budget, quarterly forecast, project budget, department budget, rolling 12-month forecast. Same engine, different framing.

PDF + 3–4 sheet XLSX

PDF: summary cards + status dashboard + grouped table + watchlist + per-period grid + notes. XLSX: Summary, Lines, Watchlist, Per-period.

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Batch & bulk

Run 100+ invoices, statements, or conversions in one go.

OCR scanned PDFs

Turn paper invoices into searchable, exportable data.

E-sign & request

Multi-party signatures with full audit trails.

Redact & approve

Mask sensitive ledger lines before sending to auditors.

04 — Common questions

Everything about budget planning.

01How is this different from the Monthly Financial Summary?

The Monthly Summary reports actuals for one month with optional comparison to a prior month or budget. The Budget Planning Sheet is the budget itself — the forward-looking plan, with all 12 months allocated and actuals tracked against it as they come in. Use this to plan; use the Summary to report.

02What's the difference vs Business Expense Breakdown?

The Expense Breakdown is historical — actual spend split into categories with MoM trend. Budget Planning is forward-looking — what you plan to spend / earn, then tracked against actuals. Different orientation; complementary tools.

03When does a line show "On track" vs "Over budget"?

Within ±5% of budget → "On track". Otherwise: for revenue, above-budget is good (green) and below-budget is bad (red); for expenses, the opposite — under-budget is good, over-budget is bad. The tool handles the convention automatically per line type.

04Should the per-period columns sum to the annual budget?

Usually yes — it's how budgets work. But the tool doesn't enforce it; you can have monthly allocations that don't add up to the annual figure if you're modelling a part-year project or a goal that exceeds the booked annual figure.

05Can I model multiple budgets at once?

Not in a single sheet — each report is one budget. For multiple budgets (e.g. base case + stretch case, or per-department), generate separate reports with different references and titles, then compare the XLSX exports side-by-side.

06Output formats?

PDF (summary cards, status dashboard, grouped budget vs actual table with subtotals and group headers, variance watchlist, per-period grid, notes — auto-paginated) and XLSX (3–4 sheets: Summary, Lines, Watchlist, Per-period — all numeric).

05 — Related tools

Often used together.

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