Accounting · Financial position

Balance sheets that tie out
to the cent.

Assets, liabilities, equity — three sections, one equation. Type the lines; we sum each group, surface the key ratios, and tell you immediately when the books don't balance.

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A = L + E
Live integrity check
5
Key ratios computed
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XLSX exports
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01 — What you create

From line items a balanced statement.

Three sections, two sub-sections per side, the accounting equation reconciled at the bottom — plus key ratios at the top so reviewers don't have to do the math.

Balance Sheet Form
30 Jun 2026 · USD
Total assets
404,480.00
Total liabilities
149,400.00
Total equity
255,080.00
Working capital
199,080.00
Current ratio
1.84x
Debt-to-equity
0.59x
✓ Balanced0.00
Total assetsUSD 404,480.00
OUTPUT.PDF
Audit-grade
Balance SheetUSD

Sonchoy Studio Ltd.

As of: 30 June 2026

Assets

404,480

Current

1.84x

D/E

0.59x

Equity %

63.2%

Assets
Current assets
Cash & cash equivalents187,280.00
Accounts receivable42,400.00
Inventory28,600.00
Prepaid expenses8,200.00
Total current assets266,480.00
Non-current assets
Property, plant & equipment96,000.00
Intangible assets24,000.00
Long-term investments18,000.00
Total non-current assets138,000.00
TOTAL ASSETS404,480.00
Liabilities
Current liabilities
Accounts payable31,200.00
Accrued expenses14,800.00
Short-term debt12,000.00
Deferred revenue9,400.00
Total current liabilities67,400.00
Non-current liabilities
Long-term debt64,000.00
Lease liabilities18,000.00
Total non-current liabilities82,000.00
TOTAL LIABILITIES149,400.00
Equity
Share capital50,000.00
Share premium / APIC30,000.00
Retained earnings175,080.00
TOTAL EQUITY255,080.00
Total Liab. + EquityUSD 404,480.00

✓ Balanced

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02 — How it works

Three steps to A = L + E.

The accounting equation isn't optional — it's the integrity check. Every line you type runs through it, and the PDF only ships green when the books actually balance.

01

Pick the date

Balance sheets are always "as of" a point in time. Pick the date and a fresh PDF reflects that exact snapshot.

02

Type the three sides

Assets, liabilities, equity — with current vs non-current sub-sections on both sides. Preset libraries make common lines one click.

03

Confirm balance

The check at the bottom turns green when A = L + E. Out-of-balance gaps surface in red so you know exactly how much is missing.

03 — Built for reviewers

Every figure an auditor tries to break.

Live balance check

Assets vs Liabilities + Equity reconciled on every keystroke — green when balanced, red when not.

Current / non-current

Both assets and liabilities split into current and non-current sub-sections, matching every accounting standard.

Five key ratios

Current ratio, quick ratio, debt-to-equity, equity %, and working capital — auto-computed and printed.

Preset line library

Drop common rows in one click — AR, AP, PP&E, retained earnings, deferred revenue — for each section.

Working capital surfaced

Current assets − current liabilities, printed alongside totals so liquidity is never hidden.

Currency aware

USD, EUR, GBP, INR + 30 more — stamped on every monetary cell and the Total Assets callout.

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Batch & bulk

Run 100+ invoices, statements, or conversions in one go.

OCR scanned PDFs

Turn paper invoices into searchable, exportable data.

E-sign & request

Multi-party signatures with full audit trails.

Redact & approve

Mask sensitive ledger lines before sending to auditors.

04 — Common questions

Everything about balance sheets.

01What does "balanced" actually mean?

The accounting equation: Total Assets = Total Liabilities + Total Equity. If the two sides match to the cent, the balance sheet is balanced. If not, something is double-counted, missing, or mis-categorised — and our checker tells you exactly how much by.

02What's the difference between current and non-current?

Current items convert to (or are settled in) cash within 12 months — receivables, payables, short-term debt. Non-current span longer than 12 months — property, long-term debt, intangibles. The split drives current/quick ratio analysis.

03How are the ratios calculated?

Current ratio = Current Assets ÷ Current Liabilities. Quick ratio excludes inventory and prepaids. D/E = Total Liab ÷ Total Equity. Equity ratio = Equity ÷ Total Assets. Working capital = Current Assets − Current Liabilities.

04Can I include intangibles and goodwill?

Yes — they live under Non-current assets. The preset library has slots for both. Note that some analysts compute "tangible equity" by subtracting goodwill from equity; you can do this manually using the .xlsx export.

05What if my books are out of balance?

The footer banner will turn red and show the exact gap (e.g. "Out of balance by 1,250.00"). Common causes: a line was typed in the wrong section, retained earnings hasn't been updated with the latest P&L, or a sign is flipped.

06Output formats?

PDF (audit-grade, with key-metrics table) and .xlsx (formula-friendly, perfect for linking into a three-statement model).

05 — Related tools

Often used together.

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